A Stress Free Guide to Moving House

Mon 24 Mar 2014

Moving house is listed as one of life's most stressful events, alongside getting married or changing jobs. There is so much to think (and worry) about, including breaking personal belongings, losing things along the way and how much it is all going to cost. The key to a stress free move is organisation and preparation. With everything in place, potential stresses can be managed and your m more

Mortgage Tips: What to Consider if You’re a Freelance Worker

Wed 19 Mar 2014

If you're self-employed, you will probably have heard about how complex the process of applying for a mortgage can be. It's no secret that banks and building societies prefer to offer mortgages to those that work for employers and have an added degree of job security, than to those working for themselves. However, it is possible to still get a mortgage and these tips will point you in the more

Things to Avoid When Applying for a Mortgage

Mon 17 Mar 2014

Applying for a mortgage can be a bit of a scary situation as it is, without anything slowing the whole process down and making it harder than it needs to be. Unfortunately there are some things that can really affect whether homeowners will be able to secure a mortgage or not. With schemes in place like "Help to Buy", mortgage lending rates are higher than ever, but banks are still very more

Oxford Named as the Least Affordable City in the UK

Mon 10 Mar 2014

It's easy to see why Oxford is such a desirable place to live in, with its stunning architecture and immaculate heritage, but for those looking to move there any time soon, their hopes may be dashed. According to a report from Lloyds Bank, Oxford is the most expensive city to live in, in the UK, with continually rising house prices making it much less affordable and accessible. The study more

Tips on How to Turn Your New House into a Home

Wed 26 Feb 2014

So you've signed the contracts and finally got the keys, your new house is all yours and you can move in straight away. But something still doesn't feel right, it doesn't have a homely feel. But the most exciting part of moving into a new house is being able to finally turn a blank canvas into your dream home. You can decorate your home in whatever ways you want and fill it with any existin more

A First Time Buyer's Guide to Getting on the Property Ladder

Mon 24 Feb 2014

If you are reaching the stage in your life where your number one priority is to buy your first house, but you simple don't have the savings to make a substantial deposit, then don't worry. It can be tricky getting a foot firmly on the property ladder and banks don't make it easy by demanding high deposits. Owning your own home doesn't have to be a fantasy though, if you don't have a pile of more

Average House Price Rises Above Stamp Duty Threshold

Mon 17 Feb 2014

According to new figures, the average price of a house in the UK has now surpassed the 1% stamp duty threshold of PS250,000. This lower bracket starts at PS125,000 and stops at PS250,000, meaning that any houses above that figure will have to pay a much bigger 3% stamp duty tax. Property website, Rightmove, has reported that the average asking price for a house has increased to PS251,964 in more

Top Tips for getting a Mortgage

Mon 08 Jul 2013

According to the Nationwide Building Society, house prices again saw an increase last month and with interest rates low and the introduction of the government Help to Buy scheme, now is a great time to consider buying a home of your own. However, getting a mortgage is not always as straightforward as many would like, so we've put together our top tips to help you to get that first foot more

Moving House Checklist

Mon 08 Jul 2013

Moving home can be a stressful affair and ranks right up there with getting a divorce in terms of how difficult people can find it. However, in order to make the move go as smoothly as possible, it's all really just in the planning. Bearing this in mind, we've put together a checklist so that you can organise yourself, before moving and on the big day itself. Before the day arrives At more

A Beginner’s Guide to Mortgages

Fri 21 Jun 2013

When it comes to buying your first home, the whole mortgage process can be quite overwhelming at first. However, once you get your head around how it all works, it's  fairly straightforward. It's just a matter of understanding the financial factors and the different types of mortgage available and how each one works. I have put together our beginners guide to mortgages, to make things c more